First-Time Buyer Advice
Everything first-time home buyers in Virginia need to know — from budgeting and down payment assistance to choosing the right neighborhood and making your first offer. Warm, clear guidance from MRP Shannon Russell.
Updated July 31, 2026
"Buying your first home is a big step, and it is completely normal to have questions. I have helped many first-time buyers through this process, and my goal is always the same: make sure you feel informed, confident, and excited about your decision. These guides are where that starts."
— Shannon Russell, MRP
First-Time Buyer Articles
First-Time Home Buyer Tips in Virginia: What to Know Before You Start Looking
Essential first-time home buyer tips for Virginia, from building your team and getting pre-approved to understanding neighborhoods, making offers, and navigating closing. Expert advice from MRP Shannon Russell.
First-Time Buyer Budgeting 101: How Much Does It Really Cost to Buy a Home in Virginia?
A realistic breakdown of every cost first-time home buyers in Richmond and Hampton Roads should budget for — from down payment and closing costs to monthly mortgage, taxes, insurance, and maintenance.
First-Time Home Buyer's Guide to the Richmond Metro and Hampton Roads
A step-by-step first-time home buyer guide covering down payment options, VA and FHA loans, neighborhoods by price point, and local tips from MRP-certified agent Shannon Russell.
Virginia First-Time Homebuyer Programs: Down Payment Assistance, VA Loans & State Grants
A complete guide to Virginia first-time homebuyer programs — Virginia Housing DPA grants, DHCD assistance, VA loan benefits for military families, eligibility requirements, and official resources from MRP-certified agent Shannon Russell.
Upcoming Resources
Credit Scores and Mortgage Pre-Approval: What First-Time Buyers Need to Know
How your credit score affects your mortgage options and what you can do to improve it before you start house hunting.
Rent vs. Buy in Virginia: When Does It Make Sense to Make the Leap?
A practical comparison of renting versus buying in Richmond and Hampton Roads, with real numbers and break-even timelines.
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